Published at Monday, January 21st 2019, 08:16:53 AM by Paul McKibben. Cuisiners. Set a budget. Furnishing a home can get expensive, very quickly. Dont let the credit card bill surprise you at the end of the month. Allocate more money towards the major pieces such as sofas and beds. If you need to pare down your spending, start with the smaller items that dont need to be as sturdy.